Full-Stack Freelancers respond to technology as an opportunity, not a threat. They leverage software-as-a-service and online platforms to vertically integrate a “full stack” of capabilities, instead of focusing on one narrow function. This allows them to capture a much greater percentage of the value they create, instead of giving it away to gatekeepers and distribution bottlenecks.

Full-Stack Freelancers are responding to a series of technology-driven trends — contingent employment, intensifying globalization, and automation — by taking advantage of the other side of the coin: technology finally becoming powerful enough, cheap enough, and user-friendly enough to be deployed productively by a single individual.

They borrow freely — from tech startups, digital nomads, lifestyle designers, independent contractors, the sharing and peer-to-peer economies

Full-Stack Freelancers manage a portfolio of income streams, not a job based on one set of skills.

These potentially include both products and services, online and offline businesses, digital and physical products, active and passive income sources, in-person and remote interaction, individual contribution and group collaboration, and offerings that are low margin and high margin, mass-produced and customizable, high risk and low risk, monetized directly or indirectly, short-term and long-term, or any combination of the above.

it requires a skill that virtually none of us are educated for: portfolio thinking.

[In reference to “deep work”] If, on the other hand, you want to be a manager, run a business, develop side projects, or collaborate with others, it is terrible advice. It gives you no portfolio to work with.

Portfolio thinking recognizes that having multiple parallel projects provides many opportunities for synergy. They don’t have to interfere with and impede each other — they can actually combine into something greater than the sum of its parts. Each one can make the others easier, more fun, and more profitable.

My freelancing business, Forte Labs, turned 4 years old this month, and I’ll use it as an example. My portfolio contains (in the order they were added) public workshops, self-paced online courses, corporate trainings, consulting on various topics, 1-on-1 performance coaching, and a membership subscription for my blog.

the great majority of my income comes from two sources, corporate trainings and online courses. They are both services — training and teaching — that I’ve productized using digital platforms, to make them more scalable and automated. They are, obviously, essential to my continued survival, as they allow me to make money semi-passively (in the case of online courses) and without having to start from scratch each time (in the case of corporate trainings).

The two sources that make up 81% of my income take up only 34% of my time. My third biggest source of income, consulting, produces 13% of revenue but takes up 24% of my time. And the least profitable sources — public workshops, membership subscriptions, coaching, and other — contribute 6% to the top line, but consume a whopping 42% of my time.

technology helps me produce enough leverage for 3 days of the week, that I can invest 2 whole days in activities with no immediate return.

Portfolio thinking takes advantage of the principle of opportunistic addition: there are many things you can spend time on that add value when done in moderation, but whose returns quickly diminish the more of it you do.

I want to convince you that such opportunities are totally pervasive, low-hanging fruit available to anyone willing to diversify their portfolio.

I’ve found that pure consulting is extremely difficult for me to do profitably. Starting each project with a new client and a blank slate means there are huge startup costs, long periods of exploration and experimentation with no corresponding compensation, and lingering projects that never quite seem to finish. Selling my time directly, it is too easy to get nickel-and-dimed with small asks. Not to mention the difficulty of bringing my very best creative thinking to the table every single day.

But when done in moderation, say once per quarter, consulting jobs are an incredible source of exploration and learning. The best, most original ideas simply can’t be found by reading blog posts and books. They are emerging from the chaotic process of conceiving, designing, producing, and selling real products in the real world. Getting access to this messy, but priceless learning requires some level of engagement with makers. If I can do that while being paid, all the better!

The same goes for coaching. If I had to make a full-time living as a performance coach, I’d have to lower my per-hour rate until my schedule was full, leaving me no time for other projects. But doing it only occasionally, it provides a valuable opportunity to look deep inside someone’s productivity systems.

The key is to understand that premium products and services, like corporate trainings and high-end online courses, require long sales cycles. They are not something one buys on impulse. The customer has to know you, understand where you’re coming from, and trust you. This requires a rich, interactive process of reading your writing, watching your videos, seeing your social media posts, perusing your email newsletter, and trying out your more affordable offerings.

As a Full-Stack Freelancer, you have to monetize this sales process yourself. You can call it a “relationship builder sequence” if that makes you more comfortable. You can’t put in a ton of work upfront only hoping it will someday pay off. Some of what you put out should be free, of course. But the sooner you start charging, even if it’s $5, the faster you’ll start learning. The words of a paying customer are worth far more than a spectator’s.

The different ways you monetize and derive value from your sales process are the items in your portfolio:

Social media shares and free blog posts are your lead capture, bringing people into your audience. They also keep you exposed to the wider world beyond your niche.

Your introductory offerings are your qualification and filtering system, helping you identify not only the people who are most committed to your message, but also the best ideas and formats to help carry that message.

Premium offerings are the cash cows, allowing you to provide the most value with your time, and be compensated accordingly.

What may not be immediately obvious is that the model above is not just a one-way funnel — it is a network. A given customer can follow multiple possible paths through my network of offerings. Each additional offering provides another entry point into the network, which increases the number and diversity of people I can serve.

But it isn’t just customers that traverse the network in all directions. Information and value do too.

I often learn about a new topic or trend from a consulting job that fuels my writing for months, adding value to memberships. Facilitation skills learned in public workshops make me comfortable offering a live online bootcamp, combining the best of online and offline formats. Nearly every coaching client shows me a new tactic I’ve never thought of, which I can then package up and share in corporate trainings as real-world implementation advice. And of course, all sorts of “unpaid” activities suddenly become worthwhile when I know that every conversation is an opportunity to bring someone into my network, where I often can’t even predict the value they’ll contribute.

multifinality — accomplishing multiple ends with a single means.

Since my portfolio is a network, it exhibits network effects: each offering added increases the value of all the others.

I build trust by interacting with them in different environments with different goals. This trust in turn makes it easier to launch new offerings, as more people are willing to give new products a chance.

Perhaps the most compelling aspect of Full-Stack Freelancing is that it offers a middle ground, with potentially the best of both worlds. It is pragmatic, recognizing that most people are generalists who want to pursue diverse interests. But it is also aspirational, recognizing that you need the flexibility to take advantage of unexpected opportunities.

A Full-Stack Freelancer does not see a black-and-white world of free agents vs. wage slaves. They are more than willing to incorporate full-time employment as one item in their portfolio, temporarily or long-term, knowing that it neither defines them nor limits them. Breaking down this barrier, we see that the full stack is available to everyone. It requires only a level of engagement with technology as producers, not just consumers. More fundamentally, it requires a willingness to grow your portfolio toward areas of uncertainty and discomfort, instead of only toward existing strengths.

Changing direction is just a matter of adding or removing an item from your portfolio, not making a dramatic, wrenching career change.


Forte, T. (2017, June 23). The Rise of the Full-Stack Freelancer. Forte Labs. https://fortelabs.com/blog/the-rise-of-the-full-stack-freelancer/