Ask people you know who their financial advisors are. You need to feel comfortable with them. They need to be thorough and knowledgeable. They need to be financially intelligent. They must have to have good customer service.
References
Ready2Adult PH. (2020, October 4). LIFE INSURANCE FOR BEGINNERS | INSURANCE 101 PHILIPPINES | What you need to know. https://www.youtube.com/watch?v=kWBS4WKa7yA&list=PLX5F5fa6EHdq0fCY9ehomzPNaUoYekLkP&index=2