The best time to get Insurance is when you already have a stable source of income because of the premium you have to pay every year. Also, you already need to have an Emergency fund before getting insurance. Insurances become more expensive when you are older, so it’s best to Get insurance while still young.
References
Ready2Adult PH. (2020, October 4). LIFE INSURANCE FOR BEGINNERS | INSURANCE 101 PHILIPPINES | What you need to know. https://www.youtube.com/watch?v=kWBS4WKa7yA&list=PLX5F5fa6EHdq0fCY9ehomzPNaUoYekLkP&index=2