Before meeting:

During the meeting:

  • Bring your notes.
  • Be transparent.
  • Let them know of other policies you have, your investments.
  • Let them know how much you can afford to pay every month or year.
  • Let them know of your medical history, your family’s medical history.
  • Ask questions.
  • If you don’t like how you are treated, look for another advisor to represent you on the same policy.

After the meeting:

  • Don’t be pressured to sign immediately when you meet.
  • If they pressure you, they are not financial advisors. They are just agents trying to get a quota.
  • Look for one or two companies to compare the policies from.
  • Avoid aggressive VULs.


Ready2Adult PH. (2020, October 4). LIFE INSURANCE FOR BEGINNERS | INSURANCE 101 PHILIPPINES | What you need to know.