How to meet with a financial advisor

Before meeting:

• Know How much insurance coverage do you need?

During the meeting:

• Bring your notes.
• Be transparent.
• Let them know of other policies you have, your investments.
• Let them know how much you can afford to pay every month or year.
• Let them know of your medical history, your family’s medical history.
• Ask questions.
• If you don’t like how you are treated, look for another advisor to represent you on the same policy.

After the meeting:

• Don’t be pressured to sign immediately when you meet.
• If they pressure you, they are not financial advisors. They are just agents trying to get a quota.
• Look for one or two companies to compare the policies from.
• Avoid aggressive VULs.

References

Ready2Adult PH. (2020, October 4). LIFE INSURANCE FOR BEGINNERS | INSURANCE 101 PHILIPPINES | What you need to know. https://www.youtube.com/watch?v=kWBS4WKa7yA&list=PLX5F5fa6EHdq0fCY9ehomzPNaUoYekLkP&index=2